FHA Streamline Refinance after Modification

My FHA loan with Citibank was modified in October 2008. As part of the process during the trial period before the modification became permanent, they recorded my payments as late for July, August and September of 2008. I have been current on my loan ever since. My credit score is now 710 and I was looking to do a FHA streamline refinance for my mortgage from my current interest rate of 5% to the current market rate to save a little money monthly. I have heard that most lenders will not do a streamline refinance because of FHA guidelines and/or lender guidelines in regards to a loan that has been modified. With good credit and no late payments since Oct 2008 are their any lenders who will do an FHA streamline refinance on a modified loan and if so who? Is anyone else facing this same issue? by donjuan from Corona, California. Oct 6th 2012 Reply