First time home loan

At the moment it's a gimmick for most. I believe the longer you wait for that "grant" the higher the mortgage rate and home value will be. Fannie Mae and Freddie Mac (companies we sell to) have programs available for buyers with low downpayment and reduced PMI costs available yeat around. Feel free to reach out to me at 502.414.1684 or BrianTheMortgageGuy@gmail.com.

Generally speaking, it's a gimmick, a marketing ploy. Although, there are some programs geared towards first time home buyers, no real incentives per se. There are low to no down payment options available but not necessarily for first-timers only. If you'd like to discuss your options I'd be more than happy to help. 270-228-0075 (call or text me)