friend adding me to existing loan....

If the loan is already in place, he cannot "add" you to the loan.. In order for you to be added to the loan, he would have to refinance and you both would have to apply and qualify... he could add you to the deed however, but with some lenders this could trigger the "due on sale" clause.. And the lender could call the note due.. so long as the payments are being paid on time, it's unlikely to happen, but it is a possibility.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You can't just get added to an existing mortgage loan, you have to refinance and both would have to qualify.

Only the bank can add you to a loan, and they usually won't, unless he is refinancing and you are joining him as a new co-borrower. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

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please send more info i can give you very good guildlines, and what your responsbilities will be... if you want, you can email me at yourloanpartnerforlife@live.com linda

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