Going through a divorce - need advice about mortgage

So you're fully responsible for the payment you have to be on the mortgage and in turn on title, as owner. You can be added on the title via a title company; but to be added to the mortgage you could refinance him off and you on. Depending on the current rate of the mortgage it might be beneficial to approach it this way. Call/Email me if you'd like to proceed forward: 866-282-2956 x 6104 | colby@imortgagelending.com

Hello, this is very possible depending on the details. Do not talk have a title company or anyone transfer title until you have spoken with an experienced lender to determine your options first. If you do them separately you may misstep and cost yourself extra money! The post below is correct in that you may be able to refinance your husband off the property, but we would need to make sure that we looked at all the options and pursue the one that is most advantageous to you! I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

He can sign a deed basically giving you full ownership of the home, but until the mortgage is paid off, refinanced or the home sold, he will always be obligated to pay the payments.. and if he tries to purchase something in the future, the payment on that loan will go against his debt to income ratios.. best thing for both is to refinance it into your name only.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Unless he has an assumable mortgage (most are not, but FHA are...) you will have to refinance the mortgage into your name and likely make the title change at the same time. I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was the #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013