Grandma wants to transfer mortgage and title but my score isn't the best.

Your Grandma can transfer title to the home to you, but she does not have the authority to transfer the loan to you. You would need to obtain your own loan. We have programs for borrowers with scores in the low 600s. Since we would be looking at the whole package, Employment, Income, total credit history, Equity, etc. The easiest way to know what we can do is to apply. I can help. Give me a call and let's see what we can do for you. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we're pending approval in VA. ~ www.ApplyYes.com 480-889-9000.