I did a HAMP at the time of my BK over 2 years ago. Never been late or missed payment since. I was trying to do a cash out refi to finish my basement. All was going good until they told me that BOA has a lien on my house so they could not get into it. Is there a certain time that the lien lasts or am I just screwed? Thank you for the information in advance. by sportsaddiction23754 from Newington, Connecticut. Mar 24th 2016
If BofA is your first mortgage holder, then they would need to be paid in full with the new refinance.
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