HARP 2.0 and I have 2 loans

No. You do not have to stick with the current servicer. In fact, you should NEVER start with your current servicer. You can get a much better deal working with a local Mortgage Banker/Broker than you can from your current bank. We have access to dozens of investors so we can shop for the best deal for you. Your current bank will only tell you about their own programs, even if there are better deals out there for you. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination and is committed to finding the best deal for you, not just sell you the "Product of the day, like the big guys. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950

No... But BofA will have to subordinate their position to the new first mortgage. BofA will try to talk you into using them for your loan, but I promise, you can do better with a local mortgage broker... lower over head, lower rates, lower fees, faster more personal service... you'll be much happier... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Hi. Our HARP rates are lower than our normal conventional rates. We sell directly to Fannie Mae, so there is no middle man involved to adjust rates upward. Fannie purchases HARP loans at a lower price than regular conventional loans. Feel free to contact me with any other questions.Pat McCarthy

As William said you do not have to stay with BofA but they will need to subordinate their position to the new first mortgage. I also agree that you will get a much better deal not going with BofA, call a mortgage broker. Good luck!

I do HARP Loans nationwide. ENG Lending, A Division of Bank of England, always puts your best interest first. We would appreciate the opportunity to serve you. Please visit us at www.cincinnatimortgagerate.net. You will soon find that we are so much more than a Mortgage Banker; we are a company that is dedicated to empowering our clients and referral partners. Don't forget to visit our Facebook Fanpage at http://www.facebook.com/pages/ENG-Lending-Cincinnati/171183536269710?sk=wall Or Call Anytime 513-403-6260

no, and the big banks will do about anything not to do the harp loans.. They like the higher interest rates.. You need to make sure that you are a fannie or freddie loans.. not all from bank america are fannie or freddie.. Please go to www.fanniemae.com or www.freddiemac. com my email is yourloanpartnerforlife@live.com and I can do loans in your state.. linda

NO SEEK OUT A LOCAL BROKER FROM OUR PANEL...GOOD LUCK