Harp 2.0 Refi.. Stuck with original Lender? Please Advise.
I have a current loan through PHH @ 255k balance. I would like to do a HARP 2.0 refi but am being told I can only work with my current lender because I have LPMI on the loan. I have received rate from 4.25 - 5.17. 5.17 being from my current lender with higher closing costs... Am I stuck with PHH or do I have options that I don't know about. Many Thanks by rdifolco from Mount Holly, New Jersey. Apr 13th 2012
RdifolcoDo you know who your mortgage insurance is through? We may be able to help you but it depends on who you have your lpmi through. Please feel free to call me to discuss further if interested.Brian DiVito Sr Loan Officer NMLS# 274474Millenium Home Mortgage Licensed NJ Mortgage Banker NMLS# 51519908-233-3383 X5007
Hello rdifolco,To answer your question I will say this: You do not necessarily have to go with the same company. The mortgage insurance may be transferable. Those rates seem high.We are loctaed in Marlton, N.J.Feel free to call me at your convenience to discuss. Sincerely, Jeffrey J. DePalmaN.M.L.S..#274455Acre Mortgage & Financial70 east main StreetMarlton N.J. 08053
Here is all my information.Sincerely, Jeffrey J. DePalmaN.M.L.S..#274455Acre Mortgage & Financial70 east main StreetMarlton N.J. 08053O-800-511-3330 x 158C-856-628-2312F-856-210-0327Click here to visit me on my websiteCheck Our credentials at: www.nmlsconsumeraccess.comOur Web Site:www.acremortgage.comOur Better Business Bureau Rating:Better Business Bureau - Acre Mortgage & Financial, Inc.
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