HARP and HELOC after bankruptcy

After filling bankruptcy three years ago I excluded my first and second mortgage which are held by the same bank. It is my understanding that I could walk away from my obligations at any time and the bank could not pursue me. My question is do I give up my rights in bankruptcy on the first mortgage with a refi HARP? Do I continue to have bankruptcy protection on the HELOC? Is it possible to request that the HELOC could be included in the new HARP loan? I have no idea why Chase approached me on the HARP refi and I'm concerned about an offer that seems to good to be true. by bquinn143 from , Michigan. Nov 23rd 2013 Reply