Having a hard time getting an FHA loan

Unfortunately, Employment through a staffing agency is difficult to rely on as a steady source of income because an agency may not be able to ensure you are always working. Temporary agencies are just that, temporary. Getting on with a single employer to continue to do the kind of work you do is the first step to qualifying. You will need a two-year history in employment, and your temporary positions can fill some of that requirement. I wish you good luck in landing a better position. Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified Mortgage Advisor and Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300

Stability of income, as you can imagine, is a very important factor when mortgage lenders review someone for financing. Temporary staffing agencies do exactly what the name implies, TEMPORARY jobs. Not only for mortgage qualifying, but I would guess you'd find it more comfortable to be hired permanently somewhere too. The good news is that if you have a least a two-year job history in your entire lifetime, if you get hired at a company that is hourly or salary, lenders will allow you to get financing right away based on that new job. I lend for NON-QM in MN, Wi, IA, SD, ND. Find me at JoeMetzler.com - Cambria Mortgage, NMLS 274132