Help with refinance plans

We bought a home back in 2008 which was our second home but became our primary residence from 2010 to 2019. We moved to another town in 2020 so the property became a second home once more. We are not renting it out and we spend a few days each week staying there. We have a 1st HELOC at $120k and we would want to consolidate all loans as we have no plans of selling soon. Current value is $300k and I was wondering how much interest rate we would get? We are retired and have pension at $6k monthly and sizable assets. Current rates are at 6%, we got the HELOC with plans of selling but we changed our minds and decided to keep the house. by mhassel74 from Dover, Idaho. Feb 3rd 2022 Reply