Home with fair credit and new job

So i was wondering if it would be possible for me to get a house in my situation. I have only been working at this place for a few months. Covid took my seasonal job, and my off the books job. And i had a year of no work on the books because i was travelling. (Before that same job for almost 10 years) I might take a different new job for a few more bucks an hour soon. Another issue is my credit is horrible (between 580 and 660 depending) because i cosigned on a card to save my friends pet and they let the bill go dropping my score a couple hundred points. Outside of 4 student loans (2 around $3,300 and 2 around $1,300) i have no debt of mine.I make around 25k a year as of now (without the new job)I have 22- 25k and shy of a grand in stocks and bonds but id prefer to put down at absolute most 15-20 so i have a saftey net. FICO: as of right now 660 (i just paidmy card almost off)Transunion: 607Equifax: 583Is it possible for me to get a mortgage in western new york (buffalo) as of my current financial state or do i need to do more? by rustbelt91536 from Buffalo, New York. Dec 16th 2020 Reply