How can I add wife to the mortgage? VA loan

The home can be refinanced to add her to the loan. There is no other way that I know of to take care of adding a spouse to the loan. Please let me know if I can help you with this.Thank you

Dear Kasen :You can just continue making payments as normal get 1/2 the money from her , & I assume you will be filing a joint tax return so the interest deduction will show there.option 2: add her to the title ( the less expensive way to go) this way you can never sale or refinance with out her permission. she is NOT on the loan just the title.option 3: do a true refinance and she will be on the loan & title , and as long as you are married VA will allow a spouse on the loan with you. VA interest rates are low right now call me & i will give you a free quote.hope all this helps.Ellen Adams541-521-7192

As Lorne pointed out you can't simply add her to the mortgage without going through the process of refinancing. She can be added to the title for a small fee (see a local attorney or title company) but would not be obligated on the mortgage note.

12/5/2014Kasen - thanks for the posting ....the only way to add your spouse - would be to refinance to a new loan and include her as an additional applicant ..thanks Dave Skow WA MLO #278613 Eagle Home Mortgage2200 6th Ave #100 Seattle WA 98121W 206 714 9745 Fax (877) 412 2557daveskow@eaglehm.com www.eaglehomemortgage.com/daveskow