My Florida condo was financed through Countrywide which was bought out by Bank of America. BOA sold the paper to City Bank of New York. I am NOT a Fannie/Freddie/FHA/VA loan. I owe $7000 more than value. Any way I can get BOA (or any lender) to lower my rate from 6.78%? by nhdodg_305_160 from Sarasota, Florida. Apr 25th 2012
Sorry, but you are not going to find any traditional refinancing options in today's market being upside down and NOT having a Fannie or Freddie owned loan.
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