How do I get an ARM refinanced to a fixed rate?

My ARM is continuing to go up in interest, to a point that is not reasonable to attempt to maintain. The mortgage amount is over $425,00.00 and the re-sale value is approx. $225,000.00.All payments have been made on time since the mortgage first opened. (over 4 years)How to I present my situation to my lender? I need a fixed rate at the lowest rate possible so that my monthly payment will be a fixed rate. by jaysonmeyer22 from North Plains, Oregon. Jun 30th 2011 Reply