how do I know I'm getting the correct idha apr for today if my lender doesn't show me?

More info needed.. If you are currently doing a loan with a lender, and you are at the stage where the disclosures have been sent to you, then the APR is clearly listed... If you have applied, but you have not locked in a rate, then ask your lender what today's rate and APR is.. But understand that APR is very deceptive... Rather than focusing on the APR, focus on the lender fee's and the note rate... I say this because lenders can charge higher rates, along with low or no fees, or they can charge lower rates and higher fees.. both of these will have varying APR's, but that dosent necessarily make one deal worse than the other.. It just means the lender tailored the loan specifically to you and your needs. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893