How do I use my VA benefits to buy a home? Do I apply first or search for the home?

You should first go on the VA site and obtain your Certificate of Eligibility to make sure you are eligible for a VA loan and your lender will need it. Then apply to get Pre-Approved with a VA lender before looking at homes, so that you know how much you can afford and so that you have a pre-approval letter to send to a potential seller. Here is how to obtain your Certificate of Eligibility: https://www.va.gov/housing-assistance/home-loans/how-to-apply/

If this is your first home purchase, you want to align yourself with the right type of lender. I recommend choosing a Mortgage Broker with years of experience and expertise in VA lending. It is important that you have a professional assisting you in getting qualified for the right loan for you to be able to purchase the home of your dreams ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.