How long do I have to work at a job to be considered for a mortgage loan?

It depends on how you get paid, and what got you to your job.. For example.. if you're a recent college graduate, and your working in your field of study, you can apply as soon as you get your first paycheck.. if you have been a stay at home mom and just returned to the work force, then you might need to wait 2 years.. Lenders typically want a 2 year employment history, but there are a lot of exceptions.. if you want to know for sure, you should contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Typically 2 years, but if you just recently graduated or were just recently licensed in your field it's possible after a month of employment.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation. Ask for Michelle or Benny We will find the Best Mortgage Option to suit your needs!You can check us out at www.BestMortgageOption.com We are also proud Homes for Heroes affiliates

Banks look for 2 years employment at the same type of Job, or history of school and job. GIve me a call and I can answer any other questions 855 411 LEND Peter Savino www. HOMEMORTGAGEXPERT.com

2 years or a history of school. However, if you have a gap in your employment history that can reasonably be explained, there is a possibility you can still qualify.

2 years, however... it doesn't have to be with the same employer. You just need to have 2 years of experience in the same field or role.

Mr. Johnson,The reason that you are getting a variety of answers here is that it really depends on the exact situation. I have closed a loan where my client switched jobs in the process and had been on the job 1 day. (this is unusual) However, the point is that all the details need to be taken into consideration. If you wish I can go over your exact situation and give a you an idea of what would be required specific to you.... Worst case scenario---- 2 years. Best case scenario one day.Good luck!Rob HansonVantage Point Bankrobert.hanson@vantagepointbank.com240-752-7549

It Depends on your previous employment/schooling.

Two years in same line of work.

At least two years in the same line of work and even better is two years at the same job.

We began a new loan for my W-2 applicant after they had received their first paycheck. We require 30 days or new paychecks. Please click on my profile to the LEFT OF THIS POST for my contact information. email me at JAlbrecht@PrimeLending.com or call me at 512-381-4643. We are a Mortgage Banker and lend in the whole continental US. Thanks and have a great weekend / we look forward to hearing from you!

Based on employment law, you will generally be required to be employed at least 91 days to be considered full-time as that is when you would be eligible for benefits. It should be noted that this could be waived if you actually had an employment agreement that stated there was no temporary period. In this case, you would need 30 days worth of pay stubs to validate the employment agreement. Beyond the actual time on the present job, a 2 year employment history would be required. Have a great weekend.

Underwriting looks for 2 year employment history. If you have recently completed college and now are employed in the field that your degree is in you will be approved with a 30 on the job providing is it full time / salary position.