Typically, the pre approval is only good for 90 days, but if you are 5 to 6 months away from buying, it still makes sense to apply now.. this way, if there are any credit issues, then they can be dealt with now, which could take 1 to 6 months to correct.. this is far better than a surprise later when you already picked out a house and find out you have to fix something on your credit to qualify.. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
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