how long so I have to wait to apply for a second primary residence loan?

Hi kbeatry546, I'm not sure we have enough information to answer your question. There is no waiting period to apply for a loan, but an underwriter may raise questions (rightfully so) if you buy two primary residences within a month or two of each other. Typically, anything that looks a little "off" will require a letter of explanation as to why you are using the new residence as a primary and not the one your currently live in. If you want to call me directly to discuss, my phone is 480-900-7825.