how long you should wait after loan modification to be able to refinance

If there was no principal reduction associated with your modification, then most lenders require you make 12 months on time payments. you will still need to meet all other eligibility requirements including credit score, debt to income, etc.. If there was principal reduction, then i'm not aware of any lender that will do your refinance... ever.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com