How many times can I get my credit ran before it effects my score? I am looking to refinance my home.

The credit bureau recognizes multiple inquiries from like sources inside of 30 days as one inquiry.. Meaning, if you are shopping for a mortgage, and 5 mortgage companies run your credit inside of 30 days, then if there are no changes to any other account on the report, your scores should be exactly the same. But understand that for each inquiry inside of 120 days, you will have to write a letter of explanation to the lender.. they want to be sure you are not applying for 5 different loans with 5 different companies.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893