How much can I get with a salary of $65k a year?

That's a hard question to answer with the limited information you have provided. Essentially, between 30% & 38% of your gross wages can be used for your housing payment (loan payment and 1/12th of your annual property taxes + Hazard insurance + Private Mortgage Insurance + HOA. Your total debt payment, including the above and the monthly payments on your other debt should not exceed 45% of your gross income. That said, with great credit, and other compensating factors, higher percentages could still get you an approval. The best way to know for sure is to reach out to a licensed Mortgage Loan Officer. I can help qualify you, just reach out to get yourself pre-approved. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified Mortgage Advisor and Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300