How soon after a loan modification can someone refi with fanniemae?

Too much info missing Bob.. typically, if you did a loan modification using HAMP, and there was principal reduction involved, then it's going to be tough.. most lenders wont touch this until 3 years passed since the loan modification.. if there was no principal reduction and your loan qualifies for HARP, meaning it was originally issued prior to June 2009, and it's owned by Freddie or Fannie, then you might qualify for a HARP refinance.. but without knowing all the details of your particular scenario, it's hard to say.. the best advice I can give you is to contact a local mortgage broker, (Like myself) and get them the specifics regarding your modification... only then will you truly know.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Bob -- you really need to talk to a local, licensed mortgage professional who can get all the details of your situation so he can get you the specific answers you need to make an intelligent decision.

In some cases the modification can happen 18-24 months after the loan modification has been completed. Also you can check your paperwork in the pages that describe details about terminating your agreement for the loan modification. The lender who helped you obtain the loan modification should also be able to advise you in regards to this question.

Most likely 3 years from date of modification but can vary based on your situation. Talk to William at Velocity he can help you figure out what you can do.Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

Most modification I see are better than what you can get with a refinance...

Depends but it was a hardship it could be 3 years

Hi Bob, I have ran into this problem time and time again. Same answer from all lenders... 3 years from the date of the completion of the modification.