How to buy a house if I didn't pay much taxes last year?

Depends on how much other outstanding debt you have that reports payments to the crediti bureau.

Since you said you have not other debt, it's possible you can qualify for up to $150K home.. It' will be difficult to say for sure with the limited info you provided.. so the best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Generally speaking, most people can afford about 3 times their yearly income (assuming very little other debt). So with a $25,000 a year income, you should SAFELY max out at about a $75,000 home. www.MNBestRates.com

Not enough information to give you the answer you are looking for. Included in the calculations would be the price of the home, property taxes, fire/hazard insurance, any Homeowners' Association dues and Mortgage Insurance. I have seen FHA loans with a debt-to-income ratio of 45%/55% (Housing%/Total%) approved and funded. With no other debt it could be possible as high as 48% of your income to cover the housing expense. Work with a local Mortgage Banker/Broker, rather than one of the big banks or big national mortgage factories. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. We have access to loan products of many lenders, not just those of one bank, and can properly guide you. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Based on the minimal information provided, you maybe able to qualify for as high as $100,000 purchase price. There are many other factors that will impact your purchase power such as loan program, down payment and this year's income. If you would like to get a better idea of exactly what you could truly afford, pick up the phone and give my TEAM a call to discuss one of several home loan options that you may qualify.

FIRST , WHAT other debts do you have? car payment? student loans? I need more info.. lets just assume that you are in the 25% bracket for taxes, so that would mean your adjusted gross income is approx 18,000 divide by 12 equals approx $1500 , so you are looking at a loan, approx purchase price $50,000 , possbily up to $75,000 this is all just a rough guess... I would look at USDA. no down payment, or FHA ,which requires 3.5% down, and it can be gifted from a source. . linda yourloanparterforlife@live.com you can email me ..

Are you making more now? If you are self employed that amount of income will restrict what you can buy. For someone self employed their qualifying income is their taxable income on IRS tax return. Let a good loan officer look at your taxes and other income, plus how much you plan to use as a downpayment. If you are now making more money, perhaps w-2 it could be entirely different situation. If you are self employed and will make more this year, the lender may need to average you rincome over the past two years - or for a conventional loan sometimes only the last year is required so higher reported income for 2012 (after taxes are filed in a couple months) could make a difference.