I am buying a house from family. We agreed to pay $2000,000. The house appraised for $225,00. We owe 13K on a double wide mobile

So, if I am following you, you are looking to buy a home from a family member that is worth $225,000, but. you are only paying $200,000 for it. If that is correct, then a lender will consider the value of the home, what you are paying for it, or $200,000. If you purchase it with a VA loan, then the maximum new loan will be $200,000. With an FHA loan, the maximum would be $193,000. And with a conventional loan, the maximum would be $190,000. So either way, NO, you would not be able to get a $213,000 loan for this purchase. . ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We've got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.