We have been opaying nearly 9% for several years and need to lower this. My credit should be mid to high 600 and my wife a bit higher. by michaeljterry89 from Deatsville, Alabama. Jun 26th 2014
Credit scores are important, but it's not the only thing considered when determining one's eligibility.. for this reason, I would suggest you contact a LOCAL mortgage broker and apply with them. Rates are very low right now, and you credit scores are within the acceptable range for most lenders, but you need to understand that there are other guidelines / qualification required, so you need to apply. By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
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