The VA construction loan is literally the "needle in the haystack" type loan.. I'm not saying it's impossible to find, but it will be near impossible.. lenders are always analyzing risk vs. reward.. for ZERO down construction loans, they are the most risky loan out there.. a lot can happen in the 6 months to 1 year before you actually start making payments.. you could get sick, injured, and unable to work.. you could lose your job.. or have a spouse pass away.. or the market could drop which would result in your newly constructed home being worth less than what is owed.. All these scenarios have happened to construction loan lenders in the past, which is why during the mortgage crisis, construction loans were all but eliminated.. they are now starting to make a comeback, but finding a VA construction loan.. probably not gonna happen.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
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