I am looking for someone in Georgia who does Home Equity loans not HELOC. I want an equity loan that I can pay off in 10 years.

There are lenders out there... but HELOC's are typically the best way to go.. that's why you can find HELOC lenders everywhere... but very few lenders willing to do a fixed 2nd.. Regardless, with a HELOC, you apply one time and have unlimited access to the funds during the draw period.. typically inside of the first 10 years.. then after that, it turns into a 20 year loan.. But, just like any loan.. you can pay it off early, or close it out anytime... and the costs for a HELOC are typically only a few hundred dollars.. You might want to reconsider.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893