Louisiana is a Community Property State. As such, each spouse has certain responsibilities for ALL liabilities of the community. I do most of by business in Community Property States and I can assure you there are programs out there that can allow you to apply and qualify on your own. I would say that at least 20 percent of my applications that start out joint, end up closing with only one spouse on the loan. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except VA and we're pending approval in MA and NY. ~ www.ApplyYes.com 480-889-9000.
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