I had a short sale close two years ago. My credit was in great shape at the time of the event, and I have since rebuilt my credit to the mid-700s. I have participated in pre-purchase mortgage counseling. I know my budget, my Debt-to-Income is 14%, and I pay every one of my bills on time. My short sale / default was the result of an "economic event," yet I cannot find anyone that will underwrite a loan based on the FHA Back-to-Work program in Clarksville, TN. I have all the necessary paperwork compiled to prove my case, I have stable employment, and I know my finances inside-and-out. If anyone can help me find a lender, I would be greatly appreciative. by joseph_hungerman@... from Hopkinsville, Kentucky. Nov 24th 2013
Be patient.. you should get a few responses here.. one reason you're having a hard time finding a lender is probably because you're walking into the local banks.. you should search for a Mortgage Broker.. Brokers have access to numerous lenders with varying lending programs, unlike the banks, if one says no, they can always go down the chain till the find a lender willing to do your particular scenario.. I'm a broker here in AZ and I have 20 lenders I deal with, and 6 of them offer the "Back to Work" program.. try contacting a local broker.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Hello Joseph, I can try an help you out, from your inquiry it seems you have all that would be needed to obtain FHA financing. If you are interested in seeing how myself and Wells Fargo can help you; send me an email @ chris.caporiccio@wellsfargo.com and I will direct you from there.Thank you in advanceChris
Not all FHA lenders offer all FHA products... especially the high risk ones. This was a good place to find one who will. I offer the FHA Back to Work program, but only in MN and WI.
If you can't find anyone on lender 411 check out First Nat'l bank in MD-they might be able to help you-
We offer the FHA back to work program, nationwide. Give us a call at 800 315 8803.
We offer the FHA back to work program for South Carolina, Florida, and California.
Hi Joseph, I am a Lender that can do that for you...call me @ 714.492.8919 to confirm KY or TN that you need a broker for.
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