I divorced and I am to sell the home or have it refi-d by April. Ex is filing bankruptcy how am I affected?

You need to be careful, because it could affect you... when she lists the lender as a debt, even though it's now your debt through the divorce, once your lender get's notified.. there will be added fees to your loan... You could refinance to get her name completely off the loan, or sell the property, but in any case, if she lists the debt, which she's required to do, you will pay for it... WilliamAcres.com

Hello, I specialize in working with Divorcee's. I would be glad to help. ENG Lending, A Division of Bank of England, always puts your best interest first. We would appreciate the opportunity to serve you. Please visit us at www.cincinnatimortgagerate.net. You will soon find that we are so much more than a Mortgage Banker; we are a company that is dedicated to empowering our clients and referral partners. Don't forget to visit our Facebook Fanpage at http://www.facebook.com/pages/ENG-Lending-Cincinnati/171183536269710?sk=wall Or Call Anytime 513-403-6260

You need to speak to an attorney who specializes in Real estate law in your state, but seems like you need to quit claim him off the deed and refi on your own if you qualify, also seek out a local mortgage broker who can shop all the banks for your best interest..Good Luck

Keep making the payments! If you don't it will affect your credit. You should make sure that your soon to be ex is off of the property completly so that none of their creditors can attach a lien to the property. It is advisable to get refinanced as soon as possible if both of you are on the current mortgage.

Be very careful here. If you were awarded the home, and you keep making the payments on time, you should be OK. If it were me, I would make sure my divorce attorney was involved to properly notify the bank that although your ex is filing bankruptcy, you are not and his bankruptcy should impact your standing as a customer. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com