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I have a 614 middle score on my credit can I get a va loan?

by je.sloan972 from , . Jul 1st 2013 Reply


Kiernan Brown (KiernanBrown)
#49 ranked lender in Michigan - 149 contributions

If you live in Michigan call me 517-240-3015 I am certain we can raise your score to 620 in a short period of time. Most lenders require a 620 mid score to qualify for a VA Mortgage. Check the balances on your credit card if any are over 40% of the card limit pay them down. if you had a very recent collection pay it off, make sure it is very recent. These would be the first two things to check, and that could "POP" your score above 620

Jul 1st 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Work on your credit, to get to a 620 mid-score.

Jul 1st 2013
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

There are lenders that will go down to a 600 for a VA loan. What state are you in?Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

Jul 1st 2013
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Adrielle Edwards (AdrielleEdwards)
#902 ranked lender in California - 96 contributions

Credit score requirements vary in different states. It is generally 640 here in California but it could be possible to get a loan with a slightly lower score. However, you can always work to raise your score and apply once your score is higher. Call a local mortgage banker to get advice on what score you will need and what your can do to raise your score.

Jul 1st 2013
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

a Basically only need a 600. better if you have a 620, and best yet would be to get a 640. Get with a lender411 loan officer so they can analyze your situation and possible do some Rapid Rescoring to get your scores up in only a week or so.

Jul 1st 2013
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Rick Schmille (Schmillenium)
#4 ranked lender in New Mexico - 20 contributions

620 is what you need in NM. Call me tomorrow and I'll show you how to get there. Rick 505-250-7670

Jul 1st 2013
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James Mazzola (Mazzola)
#109 ranked lender in New Jersey - 314 contributions

Credit score requirements vary in different states. It is generally 640

Jul 2nd 2013
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Jason Vondrak (jvondrak)
#220 ranked lender in California - 1,741 contributions

Like the other lenders have stated you generally need a middle credit score of 620-640 for a VA loan. Work to raise your credit score before applying.

Jul 2nd 2013
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