I have a judgment can I still get a mortgage or do I have to pay it off?

Judgments would have to be paid at or before closing.

Is this for a purchase or a refinance??

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Judgments have to be satisfied before any lender will allow you to get a mortgage.. The main reason is because any judgments that are public record, automatically become a lien against any real property you own.. past or future.. so it would need to be paid prior..I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Most will require the judgement to be satisfied.

With rare exceptions, judgments must be paid before getting a mortgage loan. What type of judgment do you have?

Yes, you need to pay off the judgment.

No lender will allow you to get a mortgage with an outstanding judgment.. it would have to be satisfied or removed.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

The judjment is only from my pay check and I'm paying on time so can I get lmorgage ?