I have been offered a 3.75% rate for 30 year fixed.

Depends on what type of loan you are doing? Is it a purchase, a refi, a cashour refi, FHA, VA, USDA, Conv. More info is definitley needed!

Anything in the 3's is a good rate. Rates have also been moving up...

Generally speaking that is a good rate in the turbulent market we have been experiencing the last couple days. Perhaps you could get lower, but your might end up with extra fees elsewhere so the APR ends up being higher.

Rates are slowly going up. This is a good time to act.

Take it! Rates are super volatile right now and the trend is up, up, up. We could be looking at rates in the 4's by late next week. Everyone that I had sitting on the fence that couldn't make a decision early in May lost out on a great loan. If 3.75% helps you don't hesitate to take it.

Good rate, but it truly depends on the whole story.

Having a full discussion on all the goals and objectives would render a better opinion from a mortgage professional. I would suggest you start with your mortgage professional who quoted you that rate and lay out all of the facts. If you need further help, I would be happy to discuss your situation in detail and then provide my opinion. Thank you and good luck!

Missing a lot of information. Purchase or refinance? Loan-to-Value? FHA or Conventional? Credit Score? Though in general rates are starting to go up so you should make your decision quickly.

You should lock if it is free, no cost, no fees. Indeed, rates are slowly rising. However, they are still good enough to lock. Check this out. We have a 5 year rate protection program which enables you to take advantage of a lower rate if they should come down after you close a loan with us, for no cost not even an appraisal. Many of our clients have already taken advantage of this great program up to 3-4 times within the last 4 years.

Yes, and I hope you locked it when you asked, 8 days ago, because they've been going up since then.

Phil, Today is a good day to Lock your rate. Check into it anyway, give Unity West Lending a call for your Rate Lock quote. We will not run your credit until you are ready to LOCK. www.uwlending.com 714-881-5970