I have been retired for 10 years and I have received a pension since I retired. If I start a new job can I use the income from my

Maybe... Generally if you've been out of a regular job that long, lenders will want to see you back at work for a little bit before allowing you to be able to use that new job as qualifying income. What is a little bit? I'd say at least 6 months... FHA REQUIRES 6 months. I lend for properties in MN, WI, IA, ND, SD. Find me at Wi-MortgageBroker.com - Cambria Mortgage, NMLS 274132

1) if your pension will continue - yes you can use this income 2) if your new job is w2 income - you will likely need a 12 month history of being there in order to use this income for qualifying