I have owned my primary residence home for 4 months can I get a home equity loan?

More info needed,,, the short answer is yes.. so long as you have sufficient equity.. But in reality, you need to build equity before you can tap into it.. Most lenders who offer Home Equity Line's of Credit (HELOC) require the "Combined Loan to Value" not to exceed 80% to 90%.. if you put 20% down, then you might find someone who will open a line for 10%.. (very difficult to find).. but in all likelihood, you will need to have over 20% equity to qualify for this type of loan. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893