I have two mortgages one Home 160.000 credit line 46.000 commercial 140.000 income 2.000 how can I combine

The only options I can think of are either a "cash out" refinance of the property which will pay off all the mortgages (but will likely be limited to 85% of the current value; or possibly a new HELOC to pay off everything which might go as high as 90-95% of the current value. Good luck, I can help if you like. pdumouchel@primelending.com

Don't understand your question. I think that you want a loan for 206,000 + closing costs. Your home's appraisal must come in at 80% LTV or about 260K. Call me at 561-252-1552 to discuss.Carlos

Refinance is an option for you. Give me a call and we will go over the details.Sharon732 606 6264

You could refinance into one loan. Conventional financing would consider this type of refi a cash out refi, since your taking proceeds to pay off more than one lien.. the maximum loan to value requirements for a cash out refinance are different depending on the property and occupancy type.. Single family homes that are owner occupied offer the highest loan to value, and if your below 80% loan to value, then you wouldn't need to pay mortgage insurance... If the property is a rental or commercial, then the allowable LTV would be significantly lower.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Depending on loan to value on your home you could refinance and have one payment.

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