I m in the process of refinancing.Waiting on closing disclosure documents to sign. My lender hasn't charge me anything upfront and

Yes, it is possible to cancel the transaction, and yes, they can send you a bill. It is likely you are not obligated to pay the bill for anything except the appraisal. My question is why are thinking of cancelling? If you would like additional information on loan options, Please reach out. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in AZ, CA, GA, IL, OR & WA... In fact, NEXA is licensed in all states except MA and NY and we are pending approval in VA, so give us a call. ~ www.ApplyYes.com 480-889-9000.

You can back out of any mortgage deal at anytime up until closing. On a refinance, you have up to three days after closing to back out. If you back out, expect an invoice from the lender for the cost of the appraisal. I'm licensed in MN WI IA ND SD. Find me at JoeMetzler.com - NMLS 274132 Cambria Mortgage