I need 80% LTV cash out refi for an investment property

That's going to be pretty tough. Fannie and Freddie will only allow cash out on investment property to 75% LTV. To go higher, you would need to look for a non-QM lender. Be prepared for sticker shock because if you do find a lender that will go to 80%, the pricing is going to be pretty steep. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we are pending approval in VA. ~ www.ApplyYes.com 480-889-9000.

Agency does not allow for 80% LTV cash out.

Sorry, your standard loans do not allow cash out on investment property to 80% of the value. Maximum is 75% of the value. You might be able to find that in the non-traditional market, but expect the interest rates to jump up a lot. In lend in MN WI IA SD ND. Find me at Mortgage-Rochester.net - NMLS 274132