I need a Ca. lender for refinancing for a $470,000 loan with no closing cost for less than 13 years

10 year or 15 year financing is available, however pricing would be about the same.. Also keep in mind that there is no such thing as a "No closing cost" loan.. title companies, appraisers, even your lender.. none of them will work for free.. so they have to be compensated... so when financing, you can either pick the lowest rate available, but pay all your own closing costs, or choose a higher rate, but let the lender give you a credit to pay the costs, or you can finance the costs into your loan. But in either scenario, your paying them.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You can contact our Bay Equity San Francisco office at: 415-820-4548, and they will be happy to work with you to get you set up with what you need.

We are licensed in CA. Let me know If I can help.Bill NisbetIKON Finacial Group843-412-3414bill.nisbet@ikonfg.com

We are licensed in CA. Let me know if I can help.Bill NisbetIKON Financial Group843-412-3414bill.nisbet@ikonfg.com

We are a local Mortgage Company in South Carolina that has a California lic. Give me a call if you need assistance at 864-325-7035 Thanks Todd Glassman

No closing costs will result in a slightly higher interest rate than would otherwise be available.

Call the Lender411 lenders that have answered your request

I can do it:30 Year Fixed: 4.375%15 Year Fixed: 3.5%Sun National Bank is a Federally Chartered Bank who can lend nationwide. To better help you, I would like to see your financial situation. Please send me the following information for all borrowers:1. 1 Month of current pay stub's2. 2 Year W-2 Income Statements3. 2 Year 1040 Federal Tax Returns4. 2 Year Business Tax Returns5. 3 Months of current Bank Statements (if you own a business)6. Copy of Drivers Licenses Please forward them to:James Mazzola8 Matthew AvenueKendall Park, NJ 08824jmazzola@sunnm.com or cornoil@comcast.netIf you have any questions, please do not hesitate to contact me:(O) 973-805-4107(C) 732-501-4249(F) 732-951-0629Thank you,James Mazzola