I need a commercial loan on a RV Park I am wanting to purchase. The owner will finance with 30% down but need help getting the 30

First of all, you really need to call someone rather than entering a forum... so many specifics are needed to properly answer your question, it's hard for anyone here to properly advise you.. typically, you wont find any lender out there willing to take a 2nd lien of a commercial project if the loan to value is so high.. 70% first, and 30% 2nd netting a 100% loan to value.. this will never happen.. You can apply for a SBA loan, but typically you will need a minimum of 10% down or more, depending on the project and it's specifics.. It's also possible that if the seller is willing to do a 30% to40% 2nd, then you can get a first lien commercial loan for the rest, but most commercial lenders will not allow you to enter a project without any experience and without any "skin" in the game ($$$$).. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

You will need a business loan. Try a local bank, but be sure to have your business plan together.

The bank will likely need some of your own funds for a portion of the down payment.

You're effectively looking for 100% financing between the owner and the 30%. I doubt any main stream lender will agree to loan you 30% if you are also getting a note from the seller for the majority of the financing. You will likely need either a partner with cash to invest or possibly a hard money lender. Seems like this will be difficult to put together if you don't have the 30% of your own ... Good luck!

PS> Check with your local chamber of commerce or city/county economic devlopment organization, there might be a SCORE (Service Corps of Retired Executives) or similar organization locally that could guide you.