You have no other choice conventional loans will not do it
With just two year out from a bankruptcy, there really are no conventional options. Furthermore, conventional loans, just like FHA have additional rules for condo's, so a conventional loan wouldn't necessarily help with condo association rules anyway. One of the reasons many condo's are "affordable" is because fewer people can obtain financing on them, therefore driving the price down. If the project you are interested in isn't FHA or Conventional Approved - I suggest you shy away from it anyway...
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