I own my house can I get a mortgage on my house?

Hi Gearld!If you own your house free and clear ( no mortgage) or you have a current mortgage now on the property you may qualify for a refinance. Not only will the lender of choice look at your loan to value of your home but, will look at your income and debts to see if you qualify. Contact a local lender or Community Bankor a professional here on Lender 411.

Sure, that normally is considered a "cash out" refinance and the qualifications are pretty much the same as for any other mortgage except the max you can borrow may be lower than you could for a regular purchase or refinance - depending what you are doing with the funds from the mortgage.

Yes.. if you own your home free and clear or if there is a balance on it, you can do a "cash out" refinance.. you will be limited to 85% to 90% of your homes value as the maximum cash out, depending on the loan product you accept.. if you need 80% loan to value or lower, then you should go conventional and you wont be required to pay mortgage insurance.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Should be able to. I need to know more about your situation and how much you are looking for etc. I am actually from the Columbus, OH area and lived in Dublin for awhile. Give me a call or contact me and we can go over your scenario and figure out the best solution. 888-320-7888 - Ken@MortgagesforAmerica.org - Ken Burrows

If there's an existing mortgage, you can refinance it. If you own the home free and clear, you could finance/refinance it as well. If I can any any add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Ohio Licensed Mortgage Loan Originator. Contact and licensing information can be found on my profile.

Sure... You can always apply to get a loan on a house you own. Qualifying is another story...