I want to refi, I have a current appraisal of $915K. what are options with FICO of 780 - 800?

What are you trying to accomplish, cash out, rate and term? The options depends on your loan to value, income, what program you are interested in. (ex. arm, fixed, interest only) Contact me and we can discuss furthur.

with our private banking program you can select any term you want, i would offer you 2.5% interest only for any term if you interested in that. if you are looking for a ARM product we can offer you that. and with our abitlity to we can get you to 100 LTV if you need to go that high.feel free to ask any question you have alot of opportunity with us.