If I don't get approved for the amount I want can I supplement the rest of the loan amount with a personal loan?

Most lenders do not allow the down payment to be from borrowed funds.

Secured borrowed funds are acceptable in many cases. Unsecured personal loans are not. "Not getting approved for the amount you want" usually means you do not have enough income for the loan, so adding another loan of any kind would just make it worst anyway.

If you are not approved for a loan, taking out another loan will increase your debt-to-income ratio, which might make you get approved for even less than you are currently approved for.

Hi Sebastian,With some loan programs, you can utilize secured loans as sources for a down payment. However, it will affect your debt-to-income ratio. We have an office right there in Paragould if you would like to chat about possibilities.Thanks, Brian b

As others are saying, generally not. Depending on the reason for the lower loan amount that was approved (DTI usually), you would be better off finding a way to pay off other installment debt (loans) or possibly consolidate to reduce your total monthly debt payments.

Joe's answer is spot on.

Joe's answer is spot on.