if i purchase a town house for $114,000 how can i get my payments at $600.00

How much are the real estate taxes, condo fees, and your estimated homeowner's insurance, which would likely just be needed to cover your contents (walls in policy)?

if you do a 3.25% interet rate with only 3.5% down using FHA you can get below $600.00 , but you also have to worry about mortgage insurance, Hazard insurance, housing assoc. fees and taxes which can increase your payments. You could put a larger percentage as a down payment but you would still have to worry about your escrow which could make you go over your $600 budget. Do you have the other info that affects the monthly payment?

I live in Pennsylvania and will be glad to show you how this is possible. If you have the answers to questions others presented we can provide this within a few minutes of a phone conversation. Although I live in Pa here is my direct office number (302-449--7373)and we can have exact payment info for you in the morning or set a time convenient for you in the evening.

Well, we would all need more info to best guide you... What type of loan do you have (FHA, Conventional), what year did you obtain the mortgage, what is your current interest rate. That should be enough to get the pro's on this site get going with advice...!

Also need to know how much you will be putting down.

Sorry cermin_354, I must need glasses... You want to purchase a home, not refinance. We would all need to know the following: Your down payment amount, annual real estate taxes, association dues.

More info is needed - how much are you putting down? What are the taxes and insurance cost per month? How much are the HOA fees? I suggest you call one of the Lender 411 mortgage professionals and talk with her/him about your particular situation. Good luck.