If the lender requires a appraisal prior to a loan approval, and the loan is denied, who must pay for the appraisal

A lender should conditional approve a file prior to ordering an appriasal. If ordered already then borrower must pay. Call me to discuss why you were denied and I could see if I have options. 484-633-7769

The buyer is responsible to pay the appraisal fee if the lending institution declines