if the property needs some work will it pass inspection?

It depends on Conventional vs. FHA. FHA has more strict guidelines for the property than conventional. The appraiser also has his due dillegence to inform of any problems with the property. Generally anything that affects health and safety of the property would need to be repaired. What is the work that needs to be done?

If the work NEEDED affect Health or Safety then I would suspect that it would not pass an Appraisers Inspection. There are programs (FHA 203K and HomeStyle) programs that allow you to finance the cost of the home and also provider the money needed to make any NEEDED repairs.

It depends on what work is needed and ultimately what is mentioned in the appraisal.

Peeling paint, bad roof and inoperative plumbing are examples of issues that will have to be addressed.

When a borrower applies for an FHA mortgage, the process will include that an appraisal be performed. The lender must use an FHA approved appraiser for this purpose. It is the duty of the FHA appraiser to examine the property and report what he finds on the FHA appraisal. This includes any necessary repairs, renovations or deterioration. There are some deficiencies that FHA does not require to be repaired before closing. These include cracked glass, defective paint, worn flooring, doors that are damaged, worn out counters, minor plumbing issues, walls or ceilings with damaged plaster.On the other hand, FHA does require that certain items be remedied to meet FHA approval in order to close. These issues include replacing any electrical boxes that have exposed or frayed wires, a heat source in every room, the water heater must meet local building codes, there must be safe and adequate access to the property including from the road, a toilet, sink and shower must be present, and a professional must inspect any hazardous materials that are found.The appraiser is also required to look in the attic in order to determine any roofing issues that may be present. For an FHA loan, the roof must be expected to last at least 2 years and must be able to keep moisture out during that time frame. The roof is limited to no more than three layers of roofing. The property conditions and location are also considered for potential hazards such as soil that has been contaminated by oil and gas wells, the distance to hazardous waste sites, airports or other areas of noise, the distance to high voltage power lines, radio and TV transmission towers. Structural deficiencies or conditions that can lead to future damage must be also be repaired before closing. These include leakage, decay, termites and dampness.Please make sure that you speak with an experienced lender who will lay out various options and intelligently discuss the pros and cons of each with you. Your pre-approval should reflect in writing that all financial documents have been reviewed. This will make for less stress and potential issues during the process as well as make it more likely for a seller to accept your offer on the home you want. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

It depends on the loan type and what "some work" means. Your Realtor should have a good idea what is acceptable on most items and should have a lender they can talk to on what they don't know. There are no guarantees, but an experienced Realtor can help you limit your risk considerably.