I'm a veteran buying my first home. Are rates the same for me as for everyone else?

With all other loan factors identical between you and another borrower, same credit score, same income level, same debt load, etc, the interest Rate on a VA loan is among the lowest rates available. If you have decent credit and income/job history, your rate on a conventional loan even with 20% down is likely to be higher than the rate on a Zero-Down VA loan. And even if your credit is a little murky, VA would still, most likely be the better. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Licensed in Arizona, California, Georgia, Oregon, and Washington. Need help in other states? We got you covered. NEXA Mortgage is licensed in 46 states ~ www.ApplyYes.com 480-889-9000.